Process

How It Works

We do everything we can to make the credit repair process as easy and hassle-free as possible. We have designed a proven and effective way to help repair and build our Clients' credit in 3-4 months*. Our main focus is to raise our client's credit scores which is calculated by 5 factors: Payment history (35%), Debt owed (30%), length of credit history (15%), new credit/inquires (10%), and a mixture of credit (10%).

Free Credit Evaluation

We go over your report and help create a game plan to get you back on track.

Credit Audit

Time to enroll in our credit repair program.

Challenge

We begin the credit repair process, challenging items directly with the credit bureaus and/or the direct creditors for 45 days, each round.

Results

Watch your credit score rise in our program, guaranteed.

M LOCKHART CREDIT

Over 6 years of experience and knowledge in personal credit and business credit. *85-90% of our members complete our VIP Credit Transformation Program  in 3-5 months.

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Open Hours 

Mon - Fri: 9am - 6pm

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